From a talk given by Robert D. Hales in the April 2009 General Conference of the Church of Jesus Christ of Latter-day saints -
What is a provident provider?
All of us are responsible to provide for ourselves and our families in both temporal and spiritual ways. To provide providently, we must practice the principles of provident living: joyfully living within our means, being content with what we have, avoiding excessive debt, and diligently saving and preparing for rainy-day emergencies. When we live providently, we can provide for ourselves and our families and also follow the Savior’s example to serve and bless others.
I love how he says, "joyfully living withing in our means." Living providently really does bring enormous peace which takes away the difficult factor eventually. It just takes a bit of time to readjust our expectations to fit what we should be dreaming about. Not worrying about job layoffs, natural disasters, food shortages, etc. frees up a lot more time to enjoy life. We feel confident that with the preparations we have made, we will be OK. What a blessing and who needs more motivation than that?
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